#1 Employee Benefits
provider in Malaysia
Over 3.6 MILLION customers
nationwide
Offers Takaful solutions through
AIA PUBLIC Takaful
Employee Benefits Made Easy
A Benefits Recommendation
Create the right plan for your employees
B Flexible & Customisable
Flexibility to pick and choose benefit options and limits
C Comprehensive Plan
More options to suit different needs and budgets
D Digitalised
Fast and seamless experience
Easy Customisation by HR
Coverage 1
Group Health Plan (GHP)
So flexible that you can combine any Room & Board options with any Annual Limit options, no more restricted by “Packaged Plan”.
Room & Board
From RM80 to RM600
Annual Limit
From RM20k - RM400k
Coverage 2
Out-Patient General Practitioner (OPGP) & Out-Patient Specialist (OPSP)
Separate or combined limit
From RM2k to RM5k
Coverage 3
Group Term Life (GTL)
Sum assured
From RM50k
to RM500k
Coverage 4
Group Personal Accident (GPA)
Accidental Death & Dismemberment (ADD) Benefit
From RM30k to RM500k
Coverage 5
AIA Vitality
Lifestyle improvement app with workout / sleep / diet monitoring and bi-weekly rewards in e-Voucher / e-Wallet Reload
Cost Control Options
Group Health Plan (GHP)
- Cashless or Pay & Claim
- Deductible RM0 or RM300
Out-Patient General Practitioner (OPGP)
- Deductible RM0 or RM5 or RM10
Out-Patient Specialist (OPSP)
- Cashless or Pay & Claim
- Deductible RM0 or RM15 or RM300
- Referral by Out-Patient General Practitioner (GP) or Direct Access
All In One App, For Employees
No physical card needed
Check employee benefit coverage / individual policies
Check your utilisation
Search panel clinics & hospitals
View medical bill & historical transactions
Pre-registration @ Panel Clinics/ Visit A Doctor
View e-referral letter & e-LOG
Guardian able to access e-medical card
Submit and track your claims
AIA+
Life lagi better with AIA+
Your healthcare journey is made simpler with AIA+
How to apply GL
AIA panel locator
eClaims submission
AIA Vitality
Trouble-less for HR to Manage
Health Talk / Webinar
Special Offer
For employees to top-up Medical Protection*,
even with pre-existing conditions#
GIO!
(Guaranteed Issuance Offer)
- NO Health Declaration
- NO Medical Check up
Pre-existing Conditions
COVER!
- Continuous protection after 12-month waiting period
* Up to RM250,000 annual limit.
# T&C applies, only for companies with a minimum of 20 employees.